
Fierce battles over meals heat up across India in February 2026. Not just rivals – Swiggy and Zomato – are locked in constant motion, slashing prices while stacking perks for subscribers. Whether it’s late-night biryani cravings or a rushed office meal, options flood in fast. Each move they make sharpens the race, pulling users deeper into their orbit.
But with flashy banners promising “Up to 60% Off,” it can be hard to tell which app actually saves you money. Is Swiggy One better than Zomato Gold? Which platform has better bank offers right now?
In this guide, we dive deep into the swiggy zomato offers 2026 landscape to help you decide where to place your next order. Plus, we will show you how to use OfferRaja—your favorite coupon deals website—to unlock extra savings on every meal.
Overview: Swiggy vs Zomato Discounts in 2026
Both platforms have evolved significantly. While they share similar structures—percentage discounts, flat rates, and bank tie-ups—their target audiences are slightly different this year.
• Swiggy is now winning the volume game by improving Instamart integration and lowering minimum order amounts for free delivery.
• Zomato is still promoting itself as a lifestyle app, with a strong emphasis on dining out benefits, combos, and partnerships with upscale restaurants.
If you are looking for the best swiggy coupons for your next order, the answer often depends on how you order. Let’s break it down.
Subscription Wars: Swiggy One vs. Zomato Gold
For frequent users, a subscription is a no-brainer. But when comparing swiggy vs zomato discounts on subscriptions, Swiggy One seems to have a slight edge for the average single-person household due to its lower threshold.
| Feature | Swiggy One | Zomato Gold |
| Pricing | ₹99/month or ₹149/3 months | ₹149/3 months |
| Free Delivery Min. | Orders above ₹149 | Orders above ₹199 (varies by area) |
| Key Benefits | Free delivery on food & Instamart (up to 10km), extra 15-30% off at select restaurants. | Free delivery on food, up to 30% off on dining out, exclusive 1+1 combos. |
| Best For | Frequent small orders, grocery bundles | Dine-in lovers, family-sized orders |
Verdict: If you order lunch for one, Swiggy One is superior because you hit the ₹149 mark easily. Zomato Gold is better if you also enjoy eating out on weekends.
Current Promo Codes & User Offers (February 2026)
Looking for a swiggy discount today or the best zomato offers for users? Here is a snapshot of the active codes working right now.
| Category | Swiggy Offers | Zomato Offers |
| New User Offer | Flat 50% OFF on first 5 orders (Max ₹150) | Flat 20% OFF on first order (Max ₹100) |
| New User Code | SWIGGYIT | NEW20 |
| Minimum Order (New User) | ₹199 | ₹200 |
| All Users Deal | Up to 60% OFF + Free Delivery | Up to 60% OFF on select restaurants |
| All Users Code | FLAT60 | GET60 |
| Discount Cap | Usually ₹200 | Usually ₹150 |
| Free Delivery | Included above ₹299 | Depends on restaurant/subscription |
| Bank – Federal | 25% off (Max ₹100) | — |
| Bank – Citi | 30% off (Max ₹120, Min ₹400) | — |
| Bank – ICICI/Amazon Pay | Extra 10–15% cashback | — |
| Bank – AU Small Finance | — | Flat ₹100 off (Code: AUIVY) |
| Bank – DBS | — | 20% off (Max ₹125) |
| Bank – Axis | — | 40% off on premium restaurants |
| Best For | Small frequent orders, bigger discounts | Combos & premium dining |
Analysis: When analyzing swiggy zomato user offers, Swiggy’s new user promo is significantly more generous (50% vs 20%), making it the better choice for first-timers.
Swiggy vs Zomato: Which is Cheaper?
This is the ultimate question: swiggy vs zomato which is cheaper?
1. Menu Pricing: Both apps often have menu prices inflated by 10-20% compared to the restaurant’s dine-in menu to cover commissions.
2. Small Orders: Swiggy wins here. If your bill is ₹180, Swiggy One likely gives you free delivery, whereas Zomato Gold might still charge you delivery or a “small cart fee” until you hit ₹199.
3. Combos: Zomato excels in “Meal for One” combos. If you browse carefully, Zomato often lists exclusive combos that effectively lower the price per dish.
Real-World Example:
For a standard veggie meal in Bengaluru, Swiggy coupons often drop a ₹337 order down to ₹257. Zomato might keep the price higher but throw in a free side dish.
How to Save More with OfferRaja
Why settle for the coupons listed on the app when you can find hidden gems? OfferRaja is your go-to coupon deals website to maximize your food delivery offers india 2026.
• Check for Hidden Codes: Sometimes, exclusive partner codes don’t show up on the app’s checkout page. Visit OfferRaja to find OfferRaja promo codes that can be applied manually.
• Gift Card Hacks: One of the easy coupon deals smart users use is buying discounted Swiggy/Zomato Gift Cards via partners listed on OfferRaja. You can save a flat 5-7% on the gift card and then apply the food coupon!
• Stay Updated: We track the latest deals hourly. If Swiggy launches a “Match Day Mania” or Zomato drops a “Midnight Craving” sale, you’ll find it on OfferRaja first.
Final Verdict: Who Wins in 2026?
• Choose Swiggy if: You are a budget-conscious user ordering for yourself. The lower free delivery limits and aggressive “Flat 50%” coupons make it the winner for daily affordability.
• Choose Zomato if: You are ordering for a group, love dining out (Gold perks are great), or have an Axis/AU Bank card to maximize their high-value bank offers.
Ultimately, both apps are fighting for your attention with incredible swiggy zomato promotions 2026. The smartest strategy? Keep both apps installed, but always check OfferRaja before paying to ensure you aren’t leaving money on the table.
Frequently Asked Questions (FAQ)
Q1. Which is better – Swiggy or Zomato?
For daily savings and small orders, Swiggy is better; for combos, dine-in, and premium restaurants, Zomato works better.
Q2. Which is cheaper – Zomato or Swiggy (Reddit opinion)?
Most users say Swiggy is cheaper due to lower delivery minimums and bigger flat discounts, but prices vary by restaurant.
Q3. Why do people prefer Zomato over Swiggy?
Zomato offers better dine-in perks, 1+1 combos, and a more premium restaurant experience.
Q4. Why is Zomato profitable but Swiggy isn’t?
Zomato controls costs and focuses on margins, while Swiggy spends heavily on discounts, delivery, and grocery expansion.
